🏍️ Got Toys? Don’t Let Your Off-Road Adventures Go Uncovered
When the trails are calling, the last thing on your mind is insurance paperwork—but making sure your off-road vehicle is properly covered can save you serious headaches later. Whether you own a UTV, dirt bike, golf cart, dune buggy, or snowmobile, a regular auto or homeowners policy likely won’t protect you once you leave the pavement.
At Twin Peaks RV Insurance, we specialize in coverage for the fun stuff—your toys.
Here’s What You Might Not Know:
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Off-road vehicles are not automatically covered by your homeowners or auto insurance, even if they never leave your property.
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Our carriers offer specialized policies just for off-road vehicles—with claims teams trained to handle these exact types of toys.
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You can bundle coverage with your RV, auto, or motorcycle policy and often save with multi-policy discounts.
What Counts as an Off-Road Toy?
We’re talking:
Each of these can be insured with optional packages to fit your lifestyle—whether you’re weekend camping, snow-bound all winter, or racing across the dunes.
What’s Different About Off-Road Insurance?
Policies are built for:
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Accessory protection (custom tires, lifts, lights, racks)
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Transport trailers
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Trip interruption coverage
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Medical and liability coverage that works off-road
And if you ever have to file a claim, your adjuster actually understands what a UTV is—and how much those parts cost.
Let’s Keep the Adventure Going—Safely
Already have an RV policy with us? Great! We may be able to add your off-road vehicle at a discount. Or, if your toy is insured elsewhere, we can check if you're missing key coverage.
👉 Get a custom quote today
Click here to protect your off-road toy.