Love to Ride? You’ll Love What’s New in Motorcycle Insurance for 2025
If you're a motorcycle owner, you know how important it is to protect your ride. Whether you’re cruising the coast, heading to Sturgis, or just exploring your local backroads, your bike deserves great coverage—and you deserve peace of mind.
At Twin Peaks RV Insurance, we specialize in recreational vehicle coverage, and motorcycles are no exception. We recently attended Progressive’s 2025 Motorcycle Insurance webinar, and the updates are too good not to share.
Here are 5 big reasons to get a motorcycle insurance quote today:
🏁 1. No Major Rate Increases in 2025
While many insurance carriers are raising rates by 10–30%, Progressive announced no significant motorcycle rate increases for 2025. That means more stability—and more savings—for you.
🛠️ 2. Up to $30,000 in Accessory Coverage
Progressive includes $3,000 of accessory coverage on every motorcycle policy, and you can increase it up to $30,000. Even better? It’s covered at full replacement cost with zero depreciation.
Custom exhaust? Chrome upgrades? Saddlebags? You’re covered.
🧳 3. Optional Carried Contents & Safety Apparel Coverage
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Carried Contents (like your phone or camping gear): Optional up to $3,000
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Safety Riding Apparel (like helmets, jackets, and gloves): Automatically included up to $500, and increaseable up to $3,000
Protect what matters—on and off the bike.
🔁 4. Total Loss Coverage for New Bikes
Buying a new motorcycle? You can add Total Loss Coverage, which pays for a brand-new current-year model if yours is totaled within 2 years.
No worrying about depreciation—you’ll get a full-value replacement.
🧭 5. Trip Interruption Coverage
Get stuck 100+ miles from home? Progressive will help cover food, lodging, and alternate transportation—up to $500—if your motorcycle breaks down or is in an accident.
🚀 Why Quote With Twin Peaks RV Insurance?
We’re not just another agency. At Twin Peaks, we specialize in RVs, motorcycles, side-by-sides, and all things recreation. We understand the gear, the lifestyle, and what riders really care about. And we make quoting fast, easy, with convenient online submissions.
✅ Ready to Ride with Confidence?
Click the button below to get your free, no-obligation motorcycle insurance quote from Progressive and more—backed by real experts who ride too.
👉 Get My Motorcycle Quote Now